CredRight Finance 1.65

CredRight Finance 1.65

CREDRIGHT FINANCE PRIVATE LIMITED – Freeware – Android
Latest Version
1.65
Safe to install

CredRight Finance is a registered Non-Banking Financial Company (NBFC) under the Reserve Bank of India, specializing in loans tailored for small businesses and self-employed individuals.

The company offers a loan facility through its user-friendly app, with the following key features:

  • Loan Amount: ₹1,00,000 to ₹15,00,000
  • Annual Percentage Rate (APR): Minimum of 18%, Maximum of 30% (applying a reducing balance method)
  • Repayment Period: Ranges from 12 months to 120 months
  • Processing Fees: Up to 3% of the loan amount, exclusive of GST
  • Prepayment Fees: Up to 6% on the outstanding principal, with GST applicable
  • Late Fees: ₹500 for each instance of ECS/NACH/Cheque Bounce; further charges may be imposed by your bank in such cases

A sample loan calculation demonstrates the potential costs involved:

  • Loan Amount: ₹4,00,000
  • Tenure: 36 months
  • Interest Rate: 27% (calculated on a reducing principal balance)
  • Processing Fees + GST: ₹12,000 + ₹2,160 = ₹14,160
  • Total Deductibles (PF + GST): ₹14,160
  • In-Hand Amount: Loan Amount - Total Deductibles = ₹4,00,000 – ₹14,160 = ₹3,85,840
  • Monthly EMI Repayable: ₹16,330
  • Total Amount Payable: ₹16,330 x 36 months = ₹5,87,880
  • Total Principal Payable: ₹4,00,000
  • Total Interest Payable: ₹1,87,880
  • Total Cost of the Loan: Interest Amount + Processing Fees = ₹1,87,880 + ₹14,160 = ₹2,02,040

CredRight Finance prioritizes customer data security and collects necessary information to process loans. This may include personal details, geolocation data, business information, and financial records. It is important to note that no contact details or sensitive credentials are stored or shared without consent. The only exceptions are images shared for verification purposes.

Overview

CredRight Finance is a Freeware software in the category Business developed by CREDRIGHT FINANCE PRIVATE LIMITED.

The latest version of CredRight Finance is 1.65, released on 05/28/2025. It was initially added to our database on 05/14/2025.

CredRight Finance runs on the following operating systems: Android.

CredRight Finance has not been rated by our users yet.

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